The beauty of YNAB is that it is flexible and dynamic, and allows you to adjust your spending plan as you need to. I found the program itself is well designed, reliable, and easy to use.
But YNAB did a good job of communicating how they were working to resolve the issues. In the beginning it does take a few hours to set up categories and get banks connected, mainly because it is so customizable, but once it is set up it is virtually effortless to maintain.
Do watch the tutorials first on how to set it up. But then I spend 1 to 3 minutes each morning reviewing the previous days expenditures, and maybe 10 minutes a month reconciling my accounts. It shows monthly and quarterly reports so I can see trends over time. The only tricky bit is understanding how YNAB budgets your credit card purchases. That is not intuitive the way the rest of the program is.
But they produce tutorials that explain it well. The web platform is easiest to use for setting up your categories, and for reconciliation. But the phone app is essential for quickly checking your remaining budgets on the go, especially as you get close to your next payday. I highly recommend it for those who want to be in charge of their spending habits.
Having said all of that, I find myself using my iPad Pro to access the web client, as the app itself is so kiddy and limited that it makes it actually harder to digest the information presented and make the most sense of it.
Really the app could be and needs to be as feature-rich and dense as the web app; basically take the web app and adapt it to be touch targets and color coded like the app is. It could be so much BETTER than the web interface with all the screen real estate on the iPad and the easy entry and basic structure they have in place for it already. Because of YNAB I have been able to carefully weigh any debt I did take on training for a career switch, a car and pay it down without any stress.
I could not recommend this app more highly. The following data may be collected and linked to your identity:. Privacy practices may vary, for example, based on the features you use or your age. Learn More. With Family Sharing set up, up to six family members can use this app. App Store Preview.
Screenshots iPhone iPad Apple Watch. Nov 9, Version 3. Ratings and Reviews. App Privacy. Size Category Finance. Compatibility iPhone Requires iOS Languages English. Price Free. Family Sharing With Family Sharing set up, up to six family members can use this app. Making monthly payments on a money management software? Seems legit. Enter your Net Worth History from Quicken.
Quick method to fill out your pre-YNAB history without losing focus on the present. View all guides. View videos. Disappointed with the new model. I didn't buy YNAB for you to change it to a subscription based service. Hugely disappointed. YNAB 4 steam gift. Any one has it? I Want to buy it, how much you want for it? Ahmed Nabil. Is this software free?
I cannot use an application to manage my money if I can't be sure it isn't sending that data somewhere or processing it in ways I don't want it to.
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